The Meu Mvita website has its primary purpose as the creation of content focused on financial education. Our materials are informative and analytical, covering a wide range of products and services (such as credit cards, loans, financing, various types of investments, and more) offered by domestic and international financial institutions.
Our general terms of use are available to users at any time. The provisions of the Meu Mvita privacy policy, available at https://meumvita.com/uk/privacy-policy/, in conjunction with the relevant legislation, apply together to these Terms and the use of the website.
Therefore, the General Terms and Conditions of Use are intended to inform users of their responsibilities, duties and obligations when accessing and/or using the Meu Mvita website, as described in the following sections.
It is important to note that we do not interfere in any process involving the assessment and/or approval of credit for our clients or partners. Therefore, the final decision to engage in a transaction, grant credit or make an offer lies solely with them, in accordance with their individual credit and risk criteria and policies.
1.1. By accessing Meu Mvita, the user agrees to comply with the Terms and Conditions of General Use and the Meu Mvita Privacy Policy.
1.2. By accessing and/or using Meu Mvita, the user declares that he/she is at least 18 (eighteen) years of age and that he/she has the full and express capacity to accept the terms and conditions set forth in these Terms and Conditions of Use, for all legal purposes.
1.3. If the user does not meet the above criteria and/or does not agree, even partially, with the terms and conditions set out in these Terms of Use, they should refrain from accessing and/or using the services offered by Meu Mvita, as well as the websites and services operated by it.
2.1. Users have access to this service to resolve any queries, resolve problems, file complaints or provide other information regarding products and services available on Meu Mvita.
2.2. “Contact” can be initiated via the form located at https://meumvita.com/uk/contact/.
3.1. The User must carefully read all the clauses contained in these Terms of Use and the Privacy Policy. By using the services and/or products provided on Meu Mvita, the User fully agrees to all the clauses and conditions of these Terms.
3.2. Meu Mvita provides links and/or redirects the User to other websites where the User can contract services and/or purchase products from relevant companies without any interference from Meu Mvita.
3.3. When redirected to the website of a company that is advertised on the site, the User must carefully read and expressly agree to the terms of use and privacy policy of the advertised company.
3.4. Meu Mvita has no responsibility for:
(a) the general terms of use and privacy policies of the advertised companies;
(b) information about advertised services and/or products;
(c) services and/or products potentially offered and/or contracted by the advertised companies.
3.5. Meu Mvita is not responsible for any viruses, malware, spyware, Trojans or any software that may damage or change the settings of the user’s equipment as a result of browsing or using the Internet, or the transmission of data, text, images, files or sound.
3.6. Users are solely responsible for updating the operating system of their equipment and antivirus programs.
3.7. Meu Mvita is not liable for any losses and damages resulting from improper use of the Meu Mvita website and/or due to force majeure or unforeseeable circumstances.
3.8. Meu Mvita does not send or require deposits or bank transfers for approval of any financial product.
3.9. Meu Mvita does not send e-mails to Users requesting data confirmation or registration with executable attachments (e.g. .exe, .com, .scr, .zip, .rar extensions), nor download links. If you receive one, please notify us via the website itself, using the contact form located at https://meumvita.com/uk/contact/.
3.10. Without prejudice to other provisions of these Terms of Use, the User’s obligations include:
(a) Not to violate the rights of third parties when using Meu Mvita;
(b) Do not use My Mvita for the purpose of monitoring or harassing third parties;
(c) Not to engage in any fraudulent, illegal, dishonest or inappropriate activities when using the Meu Mvita website; and
(e) Compliance with the conditions set forth in these General Terms of Use and Privacy Policy.
4.1. The General Terms of Use of Meu Mvita may be amended, supplemented or replaced at any time and for any reason, at the sole discretion of Meu Mvita, without prior notice or notification to users.
4.2. ANY INDIVIDUAL WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, MUST REFRAIN FROM USING THE MEU MVITA WEBSITE.
5.1. These General Terms of Use shall remain in force indefinitely, and any judicial or administrative claims arising from the use of Meu Mvita, subject to these General Terms of Use or the Privacy Policy, must be filed within 90 (ninety) days of the event giving rise to them.
6.1. These Terms and Conditions of Use should be read and interpreted in conjunction with the Privacy Policy, both of which are governed by the laws in force in the United States.
6.2. On all issues related to the interpretation, compliance or any other issues related to these Terms and Privacy Policy, the parties expressly agree and waive any other jurisdiction, submitting to the Belo Horizonte Forum, where all doubts or issues arising from these terms of use will be resolved.