Unlimited 1.5% cash back on all purchases
Introductory 0% APR on purchases and balance transfers
No annual fee
Rewards can be easily redeemed for statement credits, deposits to Bank of America accounts, or credit toward eligible loans
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Introducing the Bank of America Unlimited Cash Rewards Credit Card, your gateway to financial flexibility and rewards. This card is an ideal choice for those residing in the United States who seek to earn more on everyday purchases. Enjoy the power of unlimited 1.5% cash back on all transactions, making it simple to maximize your savings. With no annual fee and easy cash redemption options, it’s a smart financial tool that fits seamlessly into your lifestyle.
With the Bank of America Unlimited Cash Rewards Credit Card, every purchase you make earns you an unlimited 1.5% cash back.
This means whether you're buying groceries, booking a vacation, or just grabbing your daily coffee, you're earning cash back effortlessly.
Unlike some cards that restrict cash back to specific categories, this card gives you flexibility and simplicity by offering consistent rewards.
Your earnings are automatically calculated, making it easy to track how much you've saved over time.
The card offers an introductory 0% Annual Percentage Rate (APR) on both purchases and balance transfers, providing significant short-term savings.
This means you can make big purchases or consolidate existing debt without paying interest during the introductory period.
Imagine buying furniture for a new apartment or paying off a high-interest debt—all while avoiding additional interest charges.
Take advantage of this period to manage your finances more effectively, paying down balances without the extra cost.
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A credit card with no annual fee means you can maintain and use your card without paying a yearly charge.
This can lead to significant savings over time, especially for those who prefer to keep their savings intact for other expenses.
By choosing a card with no annual fee, like the Bank of America Unlimited Cash Rewards Credit Card, you're essentially ensuring that all the benefits you earn from using the card add up without any deductions for maintenance costs.
The flexibility in redeeming rewards is a standout feature of this credit card.
You can easily transform your earned cash rewards into statement credits, which reduces your credit card bill directly.
Additionally, you can deposit them into your Bank of America account, increasing your savings instantly.
Another practical option is applying the rewards as credit toward eligible loans, which can help in managing and paying off debts more effectively.